Answer:
(a) Dala and Ramkali are landless farm labourers who work on daily wages in Palampur.
(b) Though, minimum wages for farm labourers set by the government is ` 60 per day, they get only ` 35-40.
(c) There is heavy competition for work among the farm labourers in Palampur, so people agree to work for low wages.
(d) They remain out of work for most parts of the year and have to take loans from the moneylender to fulfill their needs. Due to this seasonal unemployment, they remain poor and are unable to repay the loan and fall into a debt trap.
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