and affordable credit plays a crucial role for the country's development.
(i) The credit helps people to meet the
ongoing expenses of production and thereby develop their businesses in
agricultural and industrial areas.
(ii) For middle-class people, loans help a lot in constructing their houses
and get rid of monthly rents.
(iii) It raises the standard of living and social status of
the common man by enabling them to buy automobiles, electronic items, etc.
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