12th Class Economics Rural Development Question Bank

done MCQs - Rural Development in India Total Questions - 40

• question_answer1)
  Which of the following provides a correct explanation of rural development?
  A)
  Economic and legal upliftment of rural areas done clear
  B)
  Social and technical upliftment of rural areas done clear
  C)
  Social and legal upliftment of rural areas done clear
  D)
  Social and economic upliftment of rural areas done clear
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• question_answer2)
  The major reason for the decline in the productivity of agriculture post economic reforms period consider
  A)
  low level of investment by the public sector done clear
  B)
  lack of proper infrastructural support done clear
  C)
  casualisation of employment opportunities done clear
  D)
  All of the above done clear
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• question_answer3)
  Loans taken for buying tractor, land and tube wells comes under the category of......... .
  A)
  Short period credit done clear
  B)
  Medium period credit done clear
  C)
  Long period credit done clear
  D)
  None of the above done clear
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• question_answer4)
  Which of the following is an advantage of the institutional source of credit?
  A)
  Easier procedure done clear
  B)
  Available even for unproductive purposes done clear
  C)
  Lower rates of interest done clear
  D)
  Timely flow of credit done clear
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• question_answer5)
  Which of the given pair is incorrectly matched ?

  	Column A		Column B
  A.	Long-term Credit	(i)	Generally stretch for a period of 5-20 years
  B.	Institutional source of credit	(ii)	Commercial Banks, RRBs
  C.	Non-institutional source of credit	(iii)	Moneylenders, traders, landlords
  D.	Short-term credit	(iv)	Stretch over a period of 12 months to 5 years

  Codes
  A)
  A-(i) done clear
  B)
  B-(ii) done clear
  C)
  C-(iii) done clear
  D)
  D-(iv) done clear
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• question_answer6)
  Which of the following is not a characteristic of an institutional source of credit?
  A)
  It is provided by banks, cooperatives and RRBs done clear
  B)
  Given for both productive and non-productive purposes done clear
  C)
  The rate of interest generally remains low done clear
  D)
  Highly organised and requires collateral done clear
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• question_answer7)
  Which of the following has the largest share in the rural credit?
  A)
  Cooperative Banks done clear
  B)
  Commercial Banks done clear
  C)
  Regional Rural Banks done clear
  D)
  Moneylenders done clear
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• question_answer8)
  Which of the given statement is incorrect regarding the role of NABARD?
  A)
  It performs all the functions of RBI with regard to agricultural credit done clear
  B)
  It helps the flow of credit through cooperative banks, regional rural banks etc done clear
  C)
  Maintain a research and development fund to promote research in agriculture done clear
  D)
  Provides support to farm sector only done clear
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• question_answer9)
  Which of the following takes the decisions regarding loans and savings in a self-help group (SHG)?
  A)
  Government done clear
  B)
  Non-government organisation done clear
  C)
  Bank done clear
  D)
  Group members done clear
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• question_answer10)
  The main objective for setting up a thrift and credit society in 1995 was to
  A)
  enhance agricultural productivity by granting loans to the farmers at a lower rate of interest done clear
  B)
  act as a small savings bank for poor women with an objective to encourage savings done clear
  C)
  act as a lender of last resort in terms of providing loans to the farmers done clear
  D)
  All of the above done clear
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• question_answer11)
  Which of the given statement is incorrect with regard to the role of Information Technology (IT) in rural development?
  A)
  It has ushered in a knowledge economy done clear
  B)
  Government can predict the areas of food insecurity by using appropriate software tools done clear
  C)
  Provides information regarding prices, weather and soil conditions for growing different crops done clear
  D)
  Results in an equitable distribution of resources done clear
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• question_answer12)
  Rita has taken a loan of Rs. 7 lakhs from the bank to purchase a car. The annual interest rate on the loan is 14.5 per cent and the loan is to be repaid in 3 years in monthly instalments. The bank retained the papers of the new car as collateral, which will be returned to Rita only when she repays the entire loan with interest. Analyse the loan information given above, considering one of the following correct option.
  A)
  Mode of repayment done clear
  B)
  Terms of credit done clear
  C)
  Interest on loan done clear
  D)
  Deposit criteria done clear
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• question_answer13)
  Which of the following is a process that involves assembling, storage, processing, transportation, packaging, grading, and distribution of different agricultural commodities across the country?
  A)
  Agricultural Management done clear
  B)
  Agricultural Marketing done clear
  C)
  Agricultural Banking done clear
  D)
  Agricultural Diversification done clear
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• question_answer14)
  Which of the following measures does not come under the purview of an improved agricultural marketing system?
  A)
  Regulation of markets to create an orderly and transparent marketing system done clear
  B)
  Cooperative marketing, in realising fair prices for farmer's products done clear
  C)
  Assurance of MSP, provision of food through PDS and maintenance of buffer stocks done clear
  D)
  All of the above comes under the purview of an improved agricultural marketing System done clear
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• question_answer15)
  ......... is a form of market intervention by the Government of India to insure agricultural producers against any sharp fall in farm prices.
  A)
  Minimum Support Prices (MSP) done clear
  B)
  Adequate Prices done clear
  C)
  Quality Assured Prices (OAP) done clear
  D)
  Structural Adjustment Prices (SAP) done clear
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• question_answer16)
  Which of the following is the major defect in the agricultural marketing system?
  A)
  Fair measurement done clear
  B)
  Standardisation done clear
  C)
  Lack of storage facilities done clear
  D)
  Regulated marketing done clear
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• question_answer17)
  Agricultural marketing does not comprise of ......... .
  A)
  transportation of the produce to the market place for sale done clear
  B)
  grading of the produce according to the quality done clear
  C)
  storage of the produce for sale in future done clear
  D)
  credit taken to meet expenditure on agriculture done clear
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• question_answer18)
  TANWA, a programme initiated in Tamil Nadu aimed at
  A)
  providing loans to farmers at lower rate of interest done clear
  B)
  training women in latest agriculture techniques done clear
  C)
  providing seeds, fertilizers at a subsidized rate done clear
  D)
  All of the above done clear
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• question_answer19)
  Which of the following cannot be categorised as productive borrowings?
  A)
  Loan taken by a famer for his daughter's marriage done clear
  B)
  Loan taken for purchase of agriculture equipment and fertilisers done clear
  C)
  Loan taken by a famer to purchase a tractor done clear
  D)
  Loan taken by a student to pursue studies Abroad done clear
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• question_answer20)
  Which of the given statement is correct with regard to the non-institutional source of credit?
  A)
  There are government bodies to supervise informal sector done clear
  B)
  Moneylenders ask for a reasonable rate of interest done clear
  C)
  Cost of informal loans to the borrower is quite high done clear
  D)
  Moneylenders use fair means to get their money back done clear
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• question_answer21)
  It is quintessential to expand the banking services in rural areas due to ......... .
  A)
  Bringing more people under the purview of formal sources of credit done clear
  B)
  Providing institutional support at lower rates of interest done clear
  C)
  Increased awareness among the rural masses done clear
  D)
  All of the above done clear
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• question_answer22)
  Under .......... farmers can pool their milk produced according to different grading (based on quality) and the same is processed and marketed to urban centres through cooperatives.
  A)
  Operation Flood done clear
  B)
  Operation Milk done clear
  C)
  Blue Revolution done clear
  D)
  Yellow Revolution done clear
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• question_answer23)
  Blue revolution in India is related with
  A)
  fish production done clear
  B)
  milk production done clear
  C)
  oil seed production done clear
  D)
  None of these done clear
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• question_answer24)
  The major obstacles that hinder the mechanism of agriculture marketing includes
  A)
  Inadequate storage facilities which result in distress sale of agricultural produce done clear
  B)
  Transportation facilities are highly inadequate in rural areas done clear
  C)
  Lack of importance given to grading of the produce done clear
  D)
  All of the above done clear
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• question_answer25)
  Golden revolution pertains to which particular sector in India?
  A)
  Livestock sector done clear
  B)
  Fisheries done clear
  C)
  Horticulture done clear
  D)
  Information Technology done clear
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• question_answer26)
  Lack of agricultural marketing infrastructure often forces the farmers to sell their produce at low prices for fear of spoilage or to pay off an imminent debt. This phenomenon is termed as
  A)
  rampant sales done clear
  B)
  term sale done clear
  C)
  distressed sale done clear
  D)
  low priced sales done clear
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• question_answer27)
  An academy called ......... for rural prosperity has been established in India.
  A)
  Janta Tata National Virtual Academy done clear
  B)
  Jamshedji Tatron National Real Academy done clear
  C)
  Jamshedji Tata Net Virtual Academy done clear
  D)
  Jamshedji Tata National Virtual Academy done clear
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• question_answer28)
  The main objective of the Saansad Adarsh Gram Yojana (SAGY) as introduced by the Government of India in 2014 is
  A)
  opening up of schools and hospitals across the state done clear
  B)
  provision of loans at lower rate of interest done clear
  C)
  identify and develop one village from their constituencies done clear
  D)
  None of the above done clear
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• question_answer29)
  Which of the following accounts for the largest share in the livestock sector in India?
  A)
  Poultry done clear
  B)
  Cattle done clear
  C)
  Goats done clear
  D)
  Ponies and Mules done clear
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• question_answer30)
  The alternate marketing channels in Punjab, Haryana and Rajasthan are known as ......... .
  A)
  Apni Mandi done clear
  B)
  Navi Mandi done clear
  C)
  Sabki Mandi done clear
  D)
  None of these done clear
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• question_answer31)
  The current infrastructure facilities are sufficient to meet the growing demand in rural agricultural marketing. The given statement is
  A)
  True      done clear
  B)
  False done clear
  C)
  Partially true done clear
  D)
  Partially false done clear
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• question_answer32)
  Which of the following given statement is correct?
  A)
  Primary co-operative societies operate at district level done clear
  B)
  Diversification of agriculture is essential to provide sustainable livelihood options to rural people done clear
  C)
  In organic farming, only short term fertility of the soil is maintained done clear
  D)
  14 major commercial banks were nationalised in 1980 done clear
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• question_answer33)
  ......... is an apex body which coordinates the functioning of different financial institutions working for the expansion of rural credit.
  A)
  NABARD done clear
  B)
  Self-Help Groups done clear
  C)
  Regional Rural Banks done clear
  D)
  Commercial Banks done clear
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• question_answer34)
  Match the correct combination between the following columns.

  	Column A		Column B
  A.	Micro credit	(i)	Assured prices by the government to the farmers.
  B.	Minimum Support Price	(ii)	Credit scheme extended to the poor through self-help groups
  C.	Rural Development	(iii)	Improving the lives of rural people

  Codes
  A)
  A-(iii)     B-(i)      C-(ii) done clear
  B)
  A-(ii)     B-(i)      C-(iii) done clear
  C)
  A-(ii)     B-(iii)     C-(i) done clear
  D)
  A-(i)      B-(ii)     C-(iii) done clear
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• question_answer35)
  The Minimum Support Prices (MSP) are announced by the Government of India on recommendations of the
  A)
  Commission for Agricultural Costs and Prices (CACP) done clear
  B)
  Committee for Agricultural Support and Prices (CASP) done clear
  C)
  Commission on Agricultural Support and Prices (CASP) done clear
  D)
  Committee for Agricultural Costs and Prices (CACP) done clear
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• question_answer36)
  Rural development mostly depends on the development of agriculture. The given statement is
  A)
  True done clear
  B)
  False done clear
  C)
  Partially true done clear
  D)
  Partially false done clear
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• question_answer37)
  Self-help groups has helped in the empowerment of women. The given statement is
  A)
  True  done clear
  B)
  False done clear
  C)
  Partially true done clear
  D)
  Partially false done clear
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• question_answer38)
  Land Development Bank is a major non-institutional source of credit in India. The given statement is
  A)
  True done clear
  B)
  False done clear
  C)
  Partially true done clear
  D)
  Partially false done clear
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• question_answer39)
  Match the correct combination between the following columns

  	Column A		Column B
  A.	Setting up of NABARD	(i)	2014
  B.	Nationalisation of 14 major commercial banks	(ii)	1982
  C.	Saansad Adarsh Gram Yojana (SAGY)	(iii)	1988
  D.	Kisan Credit Card (KCC) scheme	(iv)	1969

  Codes
  A)
  A-(ii)     B-(iv)    C-(i)      D-(iii) done clear
  B)
  A-(iv)    B-(ii)     C-(iii)     D-(i) done clear
  C)
  A-(iii)     B-(i)      C-(iv)    D-(ii) done clear
  D)
  A-(i)      B-(iii)     C-(ii)     D-(iv) done clear
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• question_answer40)
  India has a comparative advantage in organic farming as it is a capital intensive process. The given statement is
  A)
  True done clear
  B)
  False done clear
  C)
  Partially true done clear
  D)
  Partially false done clear
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