question_answer1) Mortgage is a [IBPS 2011]
A) security on movable property for a loan given by a bank. done clear
B) security on immovable property for a loan given by a bank. done clear
C) concession on immovable property for a loan given by a bank. done clear
D) facility on immovable property for a loan given by a bank. done clear
E) security on immovable property for a deposit received by a bank. done clear
View Solution play_arrowA) The bank that collects the cheque done clear
B) The payee's bank done clear
C) The endorsee's bank done clear
D) The endorser's bank done clear
E) The bank upon which the cheque is drawn done clear
View Solution play_arrowquestion_answer3) Which of the following is not a negotiable instrument? [Indian Overseas Bank 2011]
A) Cheque done clear
B) Pay order done clear
C) Bill of Exchange done clear
D) Warehouse receipt done clear
E) All are negotiable instruments done clear
View Solution play_arrowA) Drawn on a specified banker done clear
B) It should be unconditional done clear
C) It should be in writing done clear
D) It should be made and signed by the debtor done clear
E) It should be payable in the currency of the country done clear
View Solution play_arrowquestion_answer5) Which of the following is not a party of Bill of Exchange? (IOB 2009)
A) The drawer done clear
B) The drawee done clear
C) The payee done clear
D) The endorser done clear
E) None of these done clear
View Solution play_arrowA) accepts deposits from the public done clear
B) undertakes lending of money done clear
C) transacts the business of banking in done clear
D) All of the above done clear
E) None of the above done clear
View Solution play_arrowA) AILTA done clear
B) PERDA done clear
C) TERLS done clear
D) SALT done clear
E) PMLA done clear
View Solution play_arrowquestion_answer8) A bank normally does not have to deal with an issue related to [Indian Bank 2010]
A) payments and settlement systems done clear
B) contractual rights of creditors done clear
C) intellectual property rights done clear
D) cases of insolvency done clear
E) coordination between regulators active in banking / financial sectors done clear
View Solution play_arrow| (1) Performance was subdued in Quarter 2. |
| (2) Yields on advances of almost all listed banks have come down. |
| (3) Advances grew at a slower pace when compared to deposits. |
A) Only (1) is true done clear
B) Only (2) is true done clear
C) Only (3) is true done clear
D) All (1), (2) & (3) are true done clear
E) None of these done clear
View Solution play_arrow| (1) Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them. |
| (2) Maintaining account books for them for their day-to-day activities so that they are not required to appoint account/finance personnel on a regular basis. |
| (3) Lending money by way of overdraft, instalment loan, credit or advance for business activities |
A) Only (1) done clear
B) Only (2) done clear
C) Only (3) done clear
D) Only (1) & (3) done clear
E) All of these done clear
View Solution play_arrowA) Payment & Settlements Act done clear
B) Banking Regulation Act done clear
C) Negotiable Instruments Act done clear
D) Narcotics and Psychotropic Substance Act done clear
E) Prevention of Money Laundering Act done clear
View Solution play_arrow| (1) To meet deposit withdrawal |
| (2) To fund loan demands |
| (3) To maintain public confidence |
A) Only (1) done clear
B) Only (2) done clear
C) Only (3) done clear
D) Only (1) & (2) done clear
E) None of these done clear
View Solution play_arrowA) Holding Company done clear
B) Postdated cheque done clear
C) Credit done clear
D) Time deposit done clear
E) Centripetal force done clear
View Solution play_arrowA) Ministry of Home Affairs done clear
B) Ministry of Rural Development done clear
C) Indian Banks Association done clear
D) Financial Intelligence Unit done clear
E) Reserve Bank of India done clear
View Solution play_arrowA) Basel norms done clear
B) KYC norms done clear
C) Service norms done clear
D) Lending norms done clear
E) None of these done clear
View Solution play_arrowA) Internet Banking done clear
B) Depository Services done clear
C) Financial Counselling Services done clear
D) Only [a] and [b] above done clear
E) All [a], [b] and [c] above done clear
View Solution play_arrowquestion_answer17) Which of the following statements is true? [IBPS 2011]
A) Banks cannot accept demand and time deposits from public. done clear
B) Banks can accept only demand deposits from public. done clear
C) Banks can accept only time deposits from public. done clear
D) Banks can accept both demand and time deposits from public. done clear
E) Banks can accept demand and time deposits only from government. done clear
View Solution play_arrowquestion_answer18) When a bank returns a cheque unpaid, it is called [IBPS 2011]
A) payment of the cheque done clear
B) drawing of the cheque done clear
C) cancelling of the cheque done clear
D) dishonor of the cheque done clear
E) taking of the cheque done clear
View Solution play_arrowA) Local Labour Promotion done clear
B) Low Labour Project's done clear
C) Limited Loan Partnership done clear
D) Longer Liability Partnership done clear
E) Limited Liability Partnership done clear
View Solution play_arrowA) Assignment of the policy done clear
B) Hypothecation of the policy done clear
C) Reinvestment of the policy done clear
D) Negotiation of the policy done clear
E) Nomination of the policy done clear
View Solution play_arrowquestion_answer21) Banking Ombudsman Scheme is applicable to the business of _____. [IBPS 2012]
A) All scheduled commercial banks excluding RRBs done clear
B) All scheduled commercial banks including RRBs done clear
C) Only Public Sector Banks done clear
D) All Banking Companies done clear
E) All scheduled banks except private banks done clear
View Solution play_arrowquestion_answer22) Banking Ombudsman is appointed by ________. [SBI Bank 2013]
A) Government of India done clear
B) State Governments done clear
C) RBI done clear
D) ECGC done clear
E) Exim Bank done clear
View Solution play_arrowA) Indian Depository Receipt (IDR) done clear
B) European Depository Receipt (EDR) done clear
C) Global Depository Receipt (GDR) done clear
D) American Depository Receipt (ADR) done clear
E) Luxemburg Depository Receipt (LDR) done clear
View Solution play_arrowquestion_answer24) Which of the following is an investment advisory discipline? (IBPS 2013)
A) Corporate Industrial Finance done clear
B) Off share Banking done clear
C) Wholesale Banking done clear
D) Wealth Management done clear
E) Trade Finance done clear
View Solution play_arrowA) Commercial Banks done clear
B) Regional Rural Banks done clear
C) Micro-finance Institutions done clear
D) Finance Departments of the State Governments done clear
E) None of these done clear
View Solution play_arrowA) Wholesale Banking Services done clear
B) Industrial Banking Services done clear
C) Investment Banking Services done clear
D) Corporate Banking Services done clear
E) Retail Banking Services done clear
View Solution play_arrowquestion_answer27) What is the full for of CBS? (IBPS 2014)
A) Customer Bond Solution done clear
B) Core banking System done clear
C) Core Banking Solution done clear
D) Customer Bond system done clear
E) None of these done clear
View Solution play_arrowA) Within Two Months done clear
B) Within 3 months done clear
C) Within one month done clear
D) Within one year done clear
E) None of these done clear
View Solution play_arrowA) 400 Crore done clear
B) 450 Crore done clear
C) 500 Crore done clear
D) 550 Crore done clear
E) None of these done clear
View Solution play_arrowA) State Bank of India done clear
B) Axis Bank done clear
C) ICICI Bank done clear
D) Oriental Bank of Commerce done clear
E) Corporation Bank done clear
View Solution play_arrowA) New Delhi done clear
B) Mumbai done clear
C) Chandigarh done clear
D) Jaipur done clear
E) None of these done clear
View Solution play_arrowquestion_answer32) Bank to every Indian is a tag line for which bank? (IBPS 2015)
A) ICICI Bank done clear
B) SBI done clear
C) IOB done clear
D) HDFC Bank done clear
E) None of these done clear
View Solution play_arrowA) ICICI & SBI done clear
B) PNB & SBI done clear
C) HDFC & SBI done clear
D) ICICI & PNB done clear
E) None of these done clear
View Solution play_arrowquestion_answer34) What is the full form of NBFC as used in the financial sector? (SBI 2015)
A) New Banking Finance Company done clear
B) National Banking & Finance Corporation done clear
C) Non Business Fund Company done clear
D) New Business Finance & Credit done clear
E) None of these done clear
View Solution play_arrowquestion_answer35) Where is BIS (Bank for International Settlements) located? (SBI 2015)
A) Switzerland done clear
B) USA done clear
C) UK done clear
D) India done clear
E) None of these done clear
View Solution play_arrowquestion_answer36) Federal Reserve is the Central Bank of which country? (SBI 2015)
A) France done clear
B) China done clear
C) Germany done clear
D) United States of America done clear
E) None of these done clear
View Solution play_arrowA) World Bank done clear
B) International Monetary Funds (IMF) done clear
C) Asian Development Bank done clear
D) Reserve Bank of India done clear
E) None of these done clear
View Solution play_arrowA) Kolkata done clear
B) Mangalore done clear
C) Chennai done clear
D) Bengaluru done clear
E) Mumbai done clear
View Solution play_arrowA) Punjab National Bank done clear
B) Bandhan Bank done clear
C) ICICI Bank done clear
D) State Bank of India done clear
E) IDFC Bank done clear
View Solution play_arrowA) Rs. 1 crore done clear
B) Rs. 50 crore done clear
C) Rs. 1000 crore done clear
D) Rs. 500 crore done clear
E) Rs. 100 crore done clear
View Solution play_arrowA) Bibek Debroy done clear
B) Madhukar Gupta done clear
C) NR Nagendra done clear
D) Ratan PWatal done clear
E) Lily Vadera done clear
View Solution play_arrowA) acceptance of demand deposits done clear
B) Internet banking done clear
C) remittance services done clear
D) lending services done clear
E) Sell mutual funds, insurance and pension products done clear
View Solution play_arrowA) Oriental Bank of Commerce done clear
B) State Bank of India done clear
C) Reserve Bank of India done clear
D) Punjab National Bank done clear
E) Bandhan Bank done clear
View Solution play_arrowA) Ministry of Corporate Affairs done clear
B) SEBI done clear
C) RBI done clear
D) State Bank of India done clear
E) IBA done clear
View Solution play_arrowquestion_answer45) Which of the following is not a Public Sector Bank? (SBI 2016)
A) Corporation Bank done clear
B) United Bank of India done clear
C) Vijaya Bank done clear
D) Bank of Maharashtra done clear
E) Federal Bank done clear
View Solution play_arrowA) Universal Banking done clear
B) Indirect Bank done clear
C) Door Step Bank done clear
D) Direct Bank done clear
E) Unit Banking done clear
View Solution play_arrowquestion_answer47) Which of the following is an investment advisory discipline? (IBPS 2013)
A) Corporate Industrial Finance done clear
B) Off share Banking done clear
C) Wholesale Banking done clear
D) Wealth Management done clear
E) Trade Finance done clear
View Solution play_arrowA) Commercial Banks done clear
B) Regional Rural Banks done clear
C) Micro-finance Institutions done clear
D) Finance Departments of the State Governments done clear
E) None of these done clear
View Solution play_arrowquestion_answer49) The seed capital of Bhartiya Mahila Bank is (IBPS 2016)
A) Rs. 2000 crore done clear
B) Rs. 1000 crore done clear
C) Rs. 4000 crore done clear
D) Rs. 3000 crore done clear
E) None of these done clear
View Solution play_arrowA) A business or consumer does not pay a trade invoice when due done clear
B) A business does not pay an employee's earned wages when due done clear
C) An insolvent insurance company does not pay a policy obligation done clear
D) A consumer fails to make a payment due on a mortgage done clear
E) All of these done clear
View Solution play_arrowA) Demand deposit account done clear
B) Term deposit account done clear
C) Current account done clear
D) Both [a] and [b] done clear
E) None of these done clear
View Solution play_arrowA) Liquidity done clear
B) Least done clear
C) Liabilities done clear
D) Long done clear
E) Liquid done clear
View Solution play_arrowA) IDBI done clear
B) ICICI done clear
C) SBI done clear
D) HDFC done clear
E) Federal Bank done clear
View Solution play_arrow
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