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question_answer1) The Banking Industry a few years back was badly in the grip of Non-Performing Assets (bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry/ what is the status of NPAs at present? [OBC 2008] (1) There are no NPAs now as not a single loan of ` 5 lakhs and above is given by the bank without proper paperwork. (2) As reported in the first half of 2007 the NPAs have again risen. (3) As the interest rates are very high banks are not providing loans to middle class and poor general borrowers. Hence NPAs in private and personal banking area are 'zero' where as in industrial credit sector NPAs are still at the level of 22 percent.
question_answer2) As per the decision taken by the Govt of India/ all the Public Sector Banks (PSBs) will be recapitalised over the next two years so that they can maintain a capital Adequacy Ratio (CAR) of............... [UBI 2009]
question_answer3) What is the full form of the term 'NPA' as used in banking environment? [SBI 2010]
question_answer4) As a practice, all banks now deduct some amount from their pre-tax income and set aside in a separate account to create a cushion for the loans which may go bad. This is called.............. [Punjab & Sindh 2010]
question_answer5) Which of the following is NOT a Public Sector Unit? [Indian Overseas Bank 2011]
question_answer6) As per the target for the 11th Five Year Plan, educated unemployment is to be reduced to which of the following levels? [Corporation Bank 2011]
question_answer7) In a Poverty Pyramid index, which of the following segments of population faces the highest poverty risk? [Corporation Bank 2011]
question_answer8) When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called [IBPS 2012]
question_answer9) A non-performing asset is ________. [SBI 2013]
question_answer10) Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short'-term securities as a reserve all the time. In Banking World this is known as [SBI 2011]
question_answer11) An Equity share is also commonly referred to [IBPS 2013]
question_answer12) According to the Reserve Bank of India which of the following contribute to more than three- fourth of the total Non- Performing Assets (NPAs)? [SBI 2014]
question_answer13) Which is a hybrid security, combining features of preferred stock and corporate bonds? [SBI 2016]
question_answer14) With effect from July 1, 2012, for calculation of lending rates, the Reserve Bank of India has advised banks to switch over to the [IBPS 2013]
question_answer15) Which of the following does not constitute an asset on the Balance sheet of a company? [IBPS 2014]
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