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How does an ox-bow lake formed?

A)  When a river overflows its banks.

B)  When a river enters the plain it twists and turns forming ox-bow lake.

C)  When the meander loop of a river cuts off from the river and forms a cut-off lake.

D)  As a river approaches the sea, it stars forming small lakes in the shape of oxbow bow.

E)  None of these